About Dibsly
Dibsly is a personal finance tracker. Your records are kept on your device and in your own iCloud backups. If you sign in to a Dibsly account and sync is on, they are also kept in your account on Dibsly's server, so they appear on your devices, on the website and, if you connect it, in Claude; the Privacy Policy explains how. Dibsly is free to use, and so is the account; Dibsly Premium adds optional paid features.
Not financial advice
Dibsly shows and sorts your own records. Nothing in it is financial, investment, tax or legal advice. Decisions about your money are yours.
AI can make mistakes
Dibsly's AI (OpenAI) reads receipt photos — 10 a month free, more with Premium — and, with Premium, sorts merchants, reads your bank notifications and the phrases your phone could not understand. It sends merchant names, your category names, receipt photos, those phrases and, if you set it up, the text of your bank notifications to OpenAI — only after you allow it. Its answers are guesses and may be wrong. Dibsly files only the ones it is fairly sure about and shows the rest as suggestions; you can change any category it chose or any receipt line it read. Check the result: you are responsible for your records. If you connect Claude (Anthropic) to your account, it reads your data when you ask it to and saves records only after you confirm them; its answers can be wrong too.
Your data
Statements, monobank sync, Apple Pay, bank notifications and receipts can be incomplete or read wrongly. Check your balances against your bank and keep backups. Bank access is read-only: Dibsly can never move money. You can disconnect a bank or delete all data in Settings at any time.
Premium
Dibsly Premium adds bank notifications of any bank read by the AI (iOS 27 or later), AI categorization, up to 300 receipts a month, voice entry with the AI, and sync of your account across devices with the website and Claude; everything else, including Investments and the account itself, is free. Premium costs $1.99 a month or $19.99 a year (the App Store shows the price in your country) and is an auto-renewing subscription bought through Apple, with a 7-day free trial for new subscribers. The trial turns into a paid subscription, and each period renews, unless you cancel at least 24 hours before it ends. Manage or cancel it in iOS Settings → your name → Subscriptions; refunds are handled by Apple. Apple’s Standard License Agreement also applies.
No warranty
Dibsly is provided “as is”. To the extent the law allows, the developer is not liable for losses caused by errors in the app, lost data, AI mistakes or decisions made with Dibsly.
Changes and contact
These terms may change; the current version is always here, in Settings. Using Dibsly after a change means you accept it. Questions: dibslysupport@gmail.com.